Last updated: March 2026
How Much Does Target Optical Eye Exam Cost?
Cost Breakdown by Type
| Type / Procedure | Without Insurance | With Insurance |
|---|---|---|
| Comprehensive Eye Exam | $75 – $110 | $0 – $35 |
| Contact Lens Exam | $85 – $130 | $0 – $50 |
| Children's Eye Exam | $65 – $100 | $0 – $30 |
CPT/ADA Code: 92004, 92014
What Affects the Cost
- Type of provider (optometrist vs. ophthalmologist)
- Retail chain vs. private practice
- Vision insurance vs. health insurance coverage
- Geographic location
- Technology and equipment used
- Whether the condition is routine or medical
Insurance Coverage
Typical coverage: Vision insurance commonly covers annual eye exams. Target Optical accepts most major vision plans.
Vision insurance (VSP, EyeMed) covers routine eye exams ($0-$30 copay) and provides allowances for glasses ($100-$200) or contacts ($100-$200) annually. Medical eye conditions (glaucoma, cataracts, infections) are covered by health insurance, not vision insurance. The ACA mandates pediatric vision coverage.
How to Save Money
- Walmart, Costco, and America's Best offer competitive pricing
- Online retailers (Zenni, EyeBuyDirect) save 50-80% on glasses
- Vision insurance plans start at $10-$15/month
- HSA/FSA funds can cover vision expenses tax-free
- Check for free eye care programs (EyeCare America, VISION USA)
- Buy frames at one place, lenses at another for best pricing
Related Procedures & Costs
Frequently Asked Questions
A comprehensive eye exam at Target Optical costs $65 to $110 without insurance, depending on location.
Yes, Target Optical is an in-network provider for EyeMed and accepts most other major vision plans.
Yes, by law your eye care provider must give you a copy of your prescription, which you can use anywhere.