Last updated: March 2026
How Much Does Multifocal Contacts Cost?
Cost Breakdown by Type
| Type / Procedure | Without Insurance | With Insurance |
|---|---|---|
| Daily Multifocal Contacts (annual supply) | $600 – $900 | $250 – $500 |
| Biweekly Multifocal Contacts (annual supply) | $400 – $650 | $150 – $350 |
| Monthly Multifocal Contacts (annual supply) | $400 – $700 | $150 – $400 |
CPT/ADA Code: 92310, V2531
What Affects the Cost
- Type of provider (optometrist vs. ophthalmologist)
- Retail chain vs. private practice
- Vision insurance vs. health insurance coverage
- Geographic location
- Technology and equipment used
- Whether the condition is routine or medical
Insurance Coverage
Typical coverage: Vision insurance contact lens allowances apply to multifocal lenses. These lenses typically cost more than standard contacts and may exceed plan allowances.
Vision insurance (VSP, EyeMed) covers routine eye exams ($0-$30 copay) and provides allowances for glasses ($100-$200) or contacts ($100-$200) annually. Medical eye conditions (glaucoma, cataracts, infections) are covered by health insurance, not vision insurance. The ACA mandates pediatric vision coverage.
How to Save Money
- Walmart, Costco, and America's Best offer competitive pricing
- Online retailers (Zenni, EyeBuyDirect) save 50-80% on glasses
- Vision insurance plans start at $10-$15/month
- HSA/FSA funds can cover vision expenses tax-free
- Check for free eye care programs (EyeCare America, VISION USA)
- Buy frames at one place, lenses at another for best pricing
Related Procedures & Costs
Frequently Asked Questions
Multifocal contacts provide good distance and near vision for most wearers, though some people experience halos at night or reduced contrast. Adaptation takes 1 to 2 weeks.
Multifocal contacts cost 30 to 50% more than standard contacts, adding approximately $100 to $300 per year to the cost.
Presbyopia typically begins around age 40 to 45. Multifocal contacts become necessary when reading with regular contacts becomes difficult.