Last updated: March 2026
How Much Does Monthly Contacts Cost?
Cost Breakdown by Type
| Type / Procedure | Without Insurance | With Insurance |
|---|---|---|
| Standard Monthly Contacts (annual supply) | $200 – $350 | $50 – $150 |
| Premium Monthly Contacts (annual supply) | $300 – $500 | $100 – $250 |
| Monthly Toric Contacts (annual supply) | $350 – $500 | $150 – $300 |
CPT/ADA Code: 92310, V2500
What Affects the Cost
- Type of provider (optometrist vs. ophthalmologist)
- Retail chain vs. private practice
- Vision insurance vs. health insurance coverage
- Geographic location
- Technology and equipment used
- Whether the condition is routine or medical
Insurance Coverage
Typical coverage: Vision insurance typically provides a contact lens allowance that can cover most or all of the cost of monthly contacts.
Vision insurance (VSP, EyeMed) covers routine eye exams ($0-$30 copay) and provides allowances for glasses ($100-$200) or contacts ($100-$200) annually. Medical eye conditions (glaucoma, cataracts, infections) are covered by health insurance, not vision insurance. The ACA mandates pediatric vision coverage.
How to Save Money
- Walmart, Costco, and America's Best offer competitive pricing
- Online retailers (Zenni, EyeBuyDirect) save 50-80% on glasses
- Vision insurance plans start at $10-$15/month
- HSA/FSA funds can cover vision expenses tax-free
- Check for free eye care programs (EyeCare America, VISION USA)
- Buy frames at one place, lenses at another for best pricing
Related Procedures & Costs
Frequently Asked Questions
Monthly contacts cost $200 to $500 per year, plus $50 to $100 for cleaning solution, making them more affordable than daily disposables.
Monthly contacts should be replaced every 30 days and removed nightly. Overwearing increases infection risk and is not recommended.
New monthly contacts are very comfortable, though comfort may decrease over the month as protein deposits accumulate. Daily contacts maintain consistent comfort.