Last updated: March 2026
How Much Does Contact Lenses Cost?
Cost Breakdown by Type
| Type / Procedure | Without Insurance | With Insurance |
|---|---|---|
| Daily Disposables (annual) | $300 – $600 | $100 – $300 |
| Monthly Disposables (annual) | $150 – $400 | $50 – $200 |
| Toric (astigmatism, annual) | $300 – $700 | $100 – $350 |
| Multifocal (annual) | $400 – $800 | $150 – $400 |
| Contact Lens Fitting | $50 – $200 | $0 – $50 |
CPT/ADA Code: V2500
What Affects the Cost
- Type of provider (optometrist vs. ophthalmologist)
- Retail chain vs. private practice
- Vision insurance vs. health insurance coverage
- Geographic location
- Technology and equipment used
- Whether the condition is routine or medical
Insurance Coverage
Typical coverage: Vision plans: $100-$200 allowance or copay per box
Vision insurance (VSP, EyeMed) covers routine eye exams ($0-$30 copay) and provides allowances for glasses ($100-$200) or contacts ($100-$200) annually. Medical eye conditions (glaucoma, cataracts, infections) are covered by health insurance, not vision insurance. The ACA mandates pediatric vision coverage.
How to Save Money
- Walmart, Costco, and America's Best offer competitive pricing
- Online retailers (Zenni, EyeBuyDirect) save 50-80% on glasses
- Vision insurance plans start at $10-$15/month
- HSA/FSA funds can cover vision expenses tax-free
- Check for free eye care programs (EyeCare America, VISION USA)
- Buy frames at one place, lenses at another for best pricing
Related Procedures & Costs
Frequently Asked Questions
Monthly disposables: $150-$400/year. Daily disposables: $300-$600/year. Specialty lenses (toric, multifocal): $300-$800/year.
Vision plans typically cover $100-$200 toward contacts OR glasses (not both) per year. Some plans cover a specific number of boxes.
Online retailers (1-800 Contacts, Lens.com, Costco) are generally cheapest. Compare prices with your insurance allowance — sometimes using your benefit is more cost-effective.