Last updated: March 2026
How Much Does Thyroid Test (TSH Panel) Cost?
Cost Breakdown by Type
| Type / Procedure | Without Insurance | With Insurance |
|---|---|---|
| TSH Only | $40 – $100 | $10 – $25 |
| TSH + Free T4 | $60 – $150 | $15 – $40 |
| Full Thyroid Panel (TSH, T3, T4, Free T3, Free T4) | $100 – $200 | $25 – $50 |
| Thyroid Antibodies (TPO, TgAb) | $75 – $175 | $20 – $45 |
CPT/ADA Code: CPT 84443
What Affects the Cost
- Facility type (freestanding center vs. hospital — hospitals cost 2-3x more)
- Geographic location
- Complexity of the visit or test
- Whether additional tests or procedures are needed
- In-network vs. out-of-network provider
- Time of day (emergency/after-hours may cost more)
Insurance Coverage
Typical coverage: Covered as diagnostic when symptoms present; preventive screening varies
Most diagnostic tests and urgent care visits are covered when medically necessary with a doctor's order. You'll pay your deductible first, then coinsurance (typically 20-40%). Preventive screenings are covered at $0 under the ACA. Always use in-network providers to avoid surprise bills.
How to Save Money
- Freestanding facilities cost 50-70% less than hospital-based
- Ask for cash-pay pricing upfront — often 40-60% less than billed rate
- Compare prices on MDsave.com or Healthcare Bluebook
- Use urgent care instead of ER for non-emergencies (save $1,000+)
- Telehealth visits cost $50-$100 for many conditions
- Check if the service qualifies as preventive care ($0 with insurance)
Related Procedures & Costs
Frequently Asked Questions
A thyroid test measures thyroid-stimulating hormone (TSH) and thyroid hormones (T3, T4) to detect hypothyroidism (underactive) or hyperthyroidism (overactive). Abnormal levels can cause fatigue, weight changes, and mood problems.
Yes, when ordered by a doctor to investigate symptoms like fatigue, weight gain, or hair loss. Most plans cover TSH testing as part of routine bloodwork. Comprehensive thyroid panels may require prior authorization.
Every 1-2 years for those on thyroid medication. Every 5 years for healthy adults over 35. More frequently if you have symptoms or a family history of thyroid disease.