Last updated: March 2026
How Much Does Teladoc / Online Doctor Visit Cost?
Cost Breakdown by Type
| Type / Procedure | Without Insurance | With Insurance |
|---|---|---|
| General Medical (Teladoc) | $75 – $100 | $0 – $25 |
| Mental Health (video therapy) | $100 – $250 | $0 – $50 |
| Dermatology (photo-based) | $75 – $100 | $0 – $25 |
| Amwell / MDLive Visit | $50 – $85 | $0 – $35 |
CPT/ADA Code: CPT 99213
What Affects the Cost
- Facility type (freestanding center vs. hospital — hospitals cost 2-3x more)
- Geographic location
- Complexity of the visit or test
- Whether additional tests or procedures are needed
- In-network vs. out-of-network provider
- Time of day (emergency/after-hours may cost more)
Insurance Coverage
Typical coverage: Covered by most plans; many employers offer $0 copay Teladoc as a benefit
Most diagnostic tests and urgent care visits are covered when medically necessary with a doctor's order. You'll pay your deductible first, then coinsurance (typically 20-40%). Preventive screenings are covered at $0 under the ACA. Always use in-network providers to avoid surprise bills.
How to Save Money
- Freestanding facilities cost 50-70% less than hospital-based
- Ask for cash-pay pricing upfront — often 40-60% less than billed rate
- Compare prices on MDsave.com or Healthcare Bluebook
- Use urgent care instead of ER for non-emergencies (save $1,000+)
- Telehealth visits cost $50-$100 for many conditions
- Check if the service qualifies as preventive care ($0 with insurance)
Related Procedures & Costs
Frequently Asked Questions
Without insurance, Teladoc charges $75 for a general medical visit. With insurance, copays are $0-$25 for many plans. Mental health visits are $100-$250 without insurance. Many employers provide Teladoc at $0 copay as an employee benefit.
Yes. Teladoc doctors can prescribe most medications including antibiotics, antivirals, blood pressure meds, and allergy medications. They cannot prescribe DEA Schedule II controlled substances (like Adderall or oxycodone).
For appropriate conditions, telehealth quality is comparable. Studies show high patient satisfaction and similar outcomes for common conditions. Teladoc is best for acute issues not requiring physical exam — infections, allergies, rashes, mental health.