Last updated: March 2026
How Much Does Strep Test (Strep Throat) Cost?
Cost Breakdown by Type
| Type / Procedure | Without Insurance | With Insurance |
|---|---|---|
| Rapid Antigen Detection Test (RADT) | $20 – $50 | $0 – $15 |
| Throat Culture | $30 – $75 | $5 – $25 |
| Rapid Strep + Culture Backup | $40 – $85 | $10 – $25 |
CPT/ADA Code: CPT 87880
What Affects the Cost
- Facility type (freestanding center vs. hospital — hospitals cost 2-3x more)
- Geographic location
- Complexity of the visit or test
- Whether additional tests or procedures are needed
- In-network vs. out-of-network provider
- Time of day (emergency/after-hours may cost more)
Insurance Coverage
Typical coverage: Covered as diagnostic test; rapid results at most clinics
Most diagnostic tests and urgent care visits are covered when medically necessary with a doctor's order. You'll pay your deductible first, then coinsurance (typically 20-40%). Preventive screenings are covered at $0 under the ACA. Always use in-network providers to avoid surprise bills.
How to Save Money
- Freestanding facilities cost 50-70% less than hospital-based
- Ask for cash-pay pricing upfront — often 40-60% less than billed rate
- Compare prices on MDsave.com or Healthcare Bluebook
- Use urgent care instead of ER for non-emergencies (save $1,000+)
- Telehealth visits cost $50-$100 for many conditions
- Check if the service qualifies as preventive care ($0 with insurance)
Related Procedures & Costs
Frequently Asked Questions
The rapid strep test itself costs $20-$50. Combined with a walk-in clinic visit ($100-$200), your total without insurance is $120-$250. With insurance, expect $20-$50 total.
Rapid strep tests are 95-99% specific (few false positives) but only 80-90% sensitive (can miss some cases). A negative rapid test in children should be confirmed with a throat culture.
Yes. Strep throat requires antibiotics (usually penicillin or amoxicillin for 10 days) to prevent complications like rheumatic fever. Most people feel better within 1-2 days of starting antibiotics.