Last updated: March 2026
How Much Does Mole Removal Cost?
Cost Breakdown by Type
| Type / Procedure | Without Insurance | With Insurance |
|---|---|---|
| Shave Excision | $150 – $300 | $30 – $75 |
| Surgical Excision (with closure) | $200 – $500 | $50 – $125 |
| Punch Excision | $150 – $350 | $30 – $85 |
| Cosmetic Mole Removal (not covered) | $150 – $400 | $150 – $400 |
| Pathology (additional) | $75 – $250 | $15 – $60 |
CPT/ADA Code: CPT 11300
What Affects the Cost
- Facility type (freestanding center vs. hospital — hospitals cost 2-3x more)
- Geographic location
- Complexity of the visit or test
- Whether additional tests or procedures are needed
- In-network vs. out-of-network provider
- Time of day (emergency/after-hours may cost more)
Insurance Coverage
Typical coverage: Covered when medically necessary (suspicious or symptomatic); cosmetic removal not covered
Most diagnostic tests and urgent care visits are covered when medically necessary with a doctor's order. You'll pay your deductible first, then coinsurance (typically 20-40%). Preventive screenings are covered at $0 under the ACA. Always use in-network providers to avoid surprise bills.
How to Save Money
- Freestanding facilities cost 50-70% less than hospital-based
- Ask for cash-pay pricing upfront — often 40-60% less than billed rate
- Compare prices on MDsave.com or Healthcare Bluebook
- Use urgent care instead of ER for non-emergencies (save $1,000+)
- Telehealth visits cost $50-$100 for many conditions
- Check if the service qualifies as preventive care ($0 with insurance)
Related Procedures & Costs
Frequently Asked Questions
Mole removal costs $150-$500 per mole depending on the method and location. Pathology adds $75-$250. With insurance (medically necessary), out-of-pocket is $30-$150. Cosmetic removal is not covered.
Insurance covers mole removal when it is medically necessary: suspicious appearance, changing size/color, bleeding, or symptomatic (itching, pain). Removal for purely cosmetic reasons is not covered.
Shave excision removes the mole at skin level with a blade — quick, minimal scarring, good for raised moles. Surgical excision cuts deeper, removes the entire mole with margins, and requires stitches — necessary when cancer is suspected.