Last updated: March 2026
How Much Does Metabolic Panel (BMP / CMP) Cost?
Cost Breakdown by Type
| Type / Procedure | Without Insurance | With Insurance |
|---|---|---|
| Basic Metabolic Panel (BMP – 8 tests) | $30 – $80 | $0 – $20 |
| Comprehensive Metabolic Panel (CMP – 14 tests) | $40 – $150 | $0 – $30 |
| CMP + CBC Combo | $50 – $175 | $0 – $35 |
CPT/ADA Code: CPT 80053
What Affects the Cost
- Facility type (freestanding center vs. hospital — hospitals cost 2-3x more)
- Geographic location
- Complexity of the visit or test
- Whether additional tests or procedures are needed
- In-network vs. out-of-network provider
- Time of day (emergency/after-hours may cost more)
Insurance Coverage
Typical coverage: Covered as routine preventive and diagnostic testing
Most diagnostic tests and urgent care visits are covered when medically necessary with a doctor's order. You'll pay your deductible first, then coinsurance (typically 20-40%). Preventive screenings are covered at $0 under the ACA. Always use in-network providers to avoid surprise bills.
How to Save Money
- Freestanding facilities cost 50-70% less than hospital-based
- Ask for cash-pay pricing upfront — often 40-60% less than billed rate
- Compare prices on MDsave.com or Healthcare Bluebook
- Use urgent care instead of ER for non-emergencies (save $1,000+)
- Telehealth visits cost $50-$100 for many conditions
- Check if the service qualifies as preventive care ($0 with insurance)
Related Procedures & Costs
Frequently Asked Questions
A BMP includes 8 tests: glucose, calcium, sodium, potassium, CO2, chloride, BUN, and creatinine. A CMP adds 6 more: albumin, total protein, ALP, ALT, AST, and bilirubin (liver markers).
Yes. CMP and BMP are among the most commonly covered lab tests. They are included in routine annual physicals as preventive care and covered as diagnostic tests when monitoring chronic conditions.
Fasting for 10-12 hours is recommended for a CMP because it includes glucose. A BMP may also require fasting. Your doctor will specify if fasting is needed.