Last updated: March 2026
How Much Does Kidney Function Test (Renal Panel) Cost?
Cost Breakdown by Type
| Type / Procedure | Without Insurance | With Insurance |
|---|---|---|
| Basic Renal Panel (BUN, Creatinine, eGFR) | $35 – $80 | $0 – $20 |
| Comprehensive Renal Panel | $50 – $150 | $10 – $35 |
| Cystatin C (advanced kidney marker) | $50 – $120 | $15 – $30 |
CPT/ADA Code: CPT 80069
What Affects the Cost
- Facility type (freestanding center vs. hospital — hospitals cost 2-3x more)
- Geographic location
- Complexity of the visit or test
- Whether additional tests or procedures are needed
- In-network vs. out-of-network provider
- Time of day (emergency/after-hours may cost more)
Insurance Coverage
Typical coverage: Covered as diagnostic; included in CMP during annual physicals
Most diagnostic tests and urgent care visits are covered when medically necessary with a doctor's order. You'll pay your deductible first, then coinsurance (typically 20-40%). Preventive screenings are covered at $0 under the ACA. Always use in-network providers to avoid surprise bills.
How to Save Money
- Freestanding facilities cost 50-70% less than hospital-based
- Ask for cash-pay pricing upfront — often 40-60% less than billed rate
- Compare prices on MDsave.com or Healthcare Bluebook
- Use urgent care instead of ER for non-emergencies (save $1,000+)
- Telehealth visits cost $50-$100 for many conditions
- Check if the service qualifies as preventive care ($0 with insurance)
Related Procedures & Costs
Frequently Asked Questions
It measures blood urea nitrogen (BUN), creatinine, and estimated glomerular filtration rate (eGFR) to assess how well your kidneys filter waste. It may also include electrolytes like sodium, potassium, and chloride.
Yes. Kidney markers are included in the comprehensive metabolic panel (CMP), which is routinely covered during annual physicals. Standalone renal panels are covered when ordered to monitor kidney disease or diabetes.
An eGFR above 90 is normal. 60-89 may indicate mild kidney damage. 30-59 is moderate chronic kidney disease. Below 15 indicates kidney failure and may require dialysis.