Last updated: March 2026
How Much Does After-Hours Doctor Visit Cost?
Cost Breakdown by Type
| Type / Procedure | Without Insurance | With Insurance |
|---|---|---|
| After-Hours Urgent Care Visit | $150 – $300 | $35 – $75 |
| After-Hours Telehealth | $75 – $150 | $0 – $35 |
| Weekend Urgent Care Visit | $150 – $300 | $35 – $75 |
| Holiday Urgent Care Visit | $175 – $400 | $50 – $100 |
CPT/ADA Code: CPT 99050
What Affects the Cost
- Facility type (freestanding center vs. hospital — hospitals cost 2-3x more)
- Geographic location
- Complexity of the visit or test
- Whether additional tests or procedures are needed
- In-network vs. out-of-network provider
- Time of day (emergency/after-hours may cost more)
Insurance Coverage
Typical coverage: Covered with higher copay than daytime visits; some plans waive surcharge for urgent care
Most diagnostic tests and urgent care visits are covered when medically necessary with a doctor's order. You'll pay your deductible first, then coinsurance (typically 20-40%). Preventive screenings are covered at $0 under the ACA. Always use in-network providers to avoid surprise bills.
How to Save Money
- Freestanding facilities cost 50-70% less than hospital-based
- Ask for cash-pay pricing upfront — often 40-60% less than billed rate
- Compare prices on MDsave.com or Healthcare Bluebook
- Use urgent care instead of ER for non-emergencies (save $1,000+)
- Telehealth visits cost $50-$100 for many conditions
- Check if the service qualifies as preventive care ($0 with insurance)
Related Procedures & Costs
Frequently Asked Questions
Yes. After-hours visits typically cost $150-$400 without insurance, about 25-50% more than daytime visits. Doctors may charge a surcharge ($25-$100) for evening, weekend, or holiday appointments.
Yes. Most insurance plans cover after-hours urgent care visits with the same copay as daytime visits ($25-$75). Some plans may charge a slightly higher copay. Telehealth is often the cheapest after-hours option.
Urgent care centers (many open until 8-10 PM, weekends too), telehealth visits (available 24/7), nurse hotlines (often free through insurance), and retail clinics. These cost $75-$300 versus $1,000+ for ER visits.