Last updated: March 2026
How Much Does Rehab (Rehabilitation Center) Cost?
Cost Breakdown by Type
| Type / Procedure | Without Insurance | With Insurance |
|---|---|---|
| 30-Day Inpatient Rehab | $15,000 – $40,000 | $2,000 – $10,000 |
| 60-Day Inpatient Rehab | $25,000 – $60,000 | $5,000 – $15,000 |
| 90-Day Inpatient Rehab | $35,000 – $80,000 | $8,000 – $20,000 |
| Luxury Rehab (30 days) | $30,000 – $120,000 | $30,000 – $120,000 |
CPT/ADA Code: H0010, H0018
What Affects the Cost
- Provider credentials and experience
- In-person vs. telehealth sessions
- Session length (30, 45, or 60 minutes)
- In-network vs. out-of-network
- Geographic location (major cities cost more)
- Type of therapy or treatment approach
Insurance Coverage
Typical coverage: Substance abuse rehabilitation is covered by most health insurance plans under the ACA. The Mental Health Parity Act requires comparable coverage to medical care.
Under the ACA and Mental Health Parity Act, insurance must cover mental health treatment at the same level as physical health. In-network copays are $20-$75 per session. Out-of-network providers may be reimbursed at 50-70%. Many plans now cover telehealth therapy at $0 copay.
How to Save Money
- Online therapy platforms (BetterHelp, Talkspace) cost $60-$100/session
- Open Path Collective: $30-$80/session ($65 lifetime membership)
- Sliding-scale therapists adjust fees based on income
- University training clinics offer $10-$30/session
- Community mental health centers provide low-cost services
- Ask about out-of-network reimbursement from your insurance
Related Procedures & Costs
Frequently Asked Questions
Yes, the ACA requires insurance plans to cover substance abuse treatment as an essential health benefit. Coverage varies by plan, and prior authorization is usually needed.
Research shows longer stays lead to better outcomes. A minimum of 30 days is recommended, with 60 to 90 days associated with significantly higher success rates.
Rehab typically includes medical detox, individual and group therapy, medication management, holistic therapies, life skills training, and aftercare planning.