Last updated: March 2026

How Much Does Play Therapy Cost?

Without Insurance
$75 – $200
Average: $138
With Insurance
$20 – $60
Average: $40
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Cost Breakdown by Type

Type / Procedure Without Insurance With Insurance
Individual Play Therapy Session (45 min) $75 – $175 $20 – $50
Group Play Therapy Session $35 – $80 $10 – $30
Filial Play Therapy (parent-child) $100 – $200 $25 – $60

CPT/ADA Code: 90834, 90837

What Affects the Cost

  • Provider credentials and experience
  • In-person vs. telehealth sessions
  • Session length (30, 45, or 60 minutes)
  • In-network vs. out-of-network
  • Geographic location (major cities cost more)
  • Type of therapy or treatment approach

Insurance Coverage

Typical coverage: Play therapy is typically covered by insurance when provided by a licensed therapist for a diagnosed mental health condition in children.

Under the ACA and Mental Health Parity Act, insurance must cover mental health treatment at the same level as physical health. In-network copays are $20-$75 per session. Out-of-network providers may be reimbursed at 50-70%. Many plans now cover telehealth therapy at $0 copay.

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How to Save Money

  • Online therapy platforms (BetterHelp, Talkspace) cost $60-$100/session
  • Open Path Collective: $30-$80/session ($65 lifetime membership)
  • Sliding-scale therapists adjust fees based on income
  • University training clinics offer $10-$30/session
  • Community mental health centers provide low-cost services
  • Ask about out-of-network reimbursement from your insurance

Related Procedures & Costs

Frequently Asked Questions

Play therapy is most commonly used for children ages 3 to 12, though it can be adapted for adolescents and adults. It is the primary therapeutic approach for young children.

Children communicate through play. A trained therapist uses play to help children express feelings, solve problems, and develop coping skills in a safe, supportive environment.

Most children need 12 to 20 sessions, though some may benefit from longer treatment. Improvements are often noticed within 6 to 8 sessions.

Disclaimer: Costs shown are estimates based on national averages and may vary by location, provider, and insurance plan. This information is for educational purposes only and is not medical advice. Consult your healthcare provider and insurance company for exact costs. Read full disclaimer.
Sources: FAIR Health Consumer, Healthcare Bluebook, CMS Medicare Fee Schedules, GoodRx, and published clinical pricing data. Last updated: 2026-03-15.