Last updated: March 2026
How Much Does Grief Counseling Cost?
Cost Breakdown by Type
| Type / Procedure | Without Insurance | With Insurance |
|---|---|---|
| Individual Grief Counseling Session | $100 – $250 | $20 – $60 |
| Grief Support Group (per session) | $0 – $50 | $0 – $20 |
| Hospice Bereavement Services (13 months) | $0 – $0 | $0 – $0 |
| Online Grief Counseling Session | $75 – $175 | $15 – $50 |
CPT/ADA Code: 90834, 90837
What Affects the Cost
- Provider credentials and experience
- In-person vs. telehealth sessions
- Session length (30, 45, or 60 minutes)
- In-network vs. out-of-network
- Geographic location (major cities cost more)
- Type of therapy or treatment approach
Insurance Coverage
Typical coverage: Grief counseling is covered by health insurance when provided by a licensed therapist with a relevant diagnosis. Many hospice programs include bereavement support at no cost.
Under the ACA and Mental Health Parity Act, insurance must cover mental health treatment at the same level as physical health. In-network copays are $20-$75 per session. Out-of-network providers may be reimbursed at 50-70%. Many plans now cover telehealth therapy at $0 copay.
How to Save Money
- Online therapy platforms (BetterHelp, Talkspace) cost $60-$100/session
- Open Path Collective: $30-$80/session ($65 lifetime membership)
- Sliding-scale therapists adjust fees based on income
- University training clinics offer $10-$30/session
- Community mental health centers provide low-cost services
- Ask about out-of-network reimbursement from your insurance
Related Procedures & Costs
Frequently Asked Questions
Yes, grief counseling is covered when provided by a licensed therapist with a diagnosis such as adjustment disorder or persistent complex bereavement disorder.
Most people attend 8 to 20 sessions over several months. Complicated grief may require longer treatment, sometimes 6 months to a year.
Many grief support groups offered through hospice organizations, churches, and community centers are free. Therapist-led groups typically charge $20 to $50 per session.