Last updated: March 2026
How Much Does Family Therapy Cost?
Cost Breakdown by Type
| Type / Procedure | Without Insurance | With Insurance |
|---|---|---|
| Family Therapy Session (50 min) | $100 – $250 | $20 – $60 |
| Family Therapy Session (90 min) | $175 – $300 | $40 – $75 |
| Multi-Family Group Therapy | $50 – $100 | $15 – $40 |
CPT/ADA Code: 90847
What Affects the Cost
- Provider credentials and experience
- In-person vs. telehealth sessions
- Session length (30, 45, or 60 minutes)
- In-network vs. out-of-network
- Geographic location (major cities cost more)
- Type of therapy or treatment approach
Insurance Coverage
Typical coverage: Family therapy is covered by most health insurance plans when there is a diagnosed mental health condition. Coverage may require a specific family member to be the identified patient.
Under the ACA and Mental Health Parity Act, insurance must cover mental health treatment at the same level as physical health. In-network copays are $20-$75 per session. Out-of-network providers may be reimbursed at 50-70%. Many plans now cover telehealth therapy at $0 copay.
How to Save Money
- Online therapy platforms (BetterHelp, Talkspace) cost $60-$100/session
- Open Path Collective: $30-$80/session ($65 lifetime membership)
- Sliding-scale therapists adjust fees based on income
- University training clinics offer $10-$30/session
- Community mental health centers provide low-cost services
- Ask about out-of-network reimbursement from your insurance
Related Procedures & Costs
Frequently Asked Questions
Family therapy typically lasts 12 to 20 sessions over 3 to 6 months, though some families continue longer for complex issues.
Yes, most plans cover family therapy when a family member has a mental health diagnosis. One person must be the identified patient for billing purposes.
Family therapy is beneficial for communication problems, major life transitions, behavioral issues in children, substance abuse in a family member, or grief and loss.