Last updated: March 2026
How Much Does Phototherapy (Light Therapy) Cost?
Cost Breakdown by Type
| Type / Procedure | Without Insurance | With Insurance |
|---|---|---|
| Narrowband UVB (per session) | $100 – $300 | $25 – $75 |
| PUVA Therapy (per session) | $150 – $400 | $30 – $100 |
| Phototherapy Course (24-36 sessions) | $2,400 – $15,000 | $600 – $3,000 |
| Home Phototherapy Unit (purchase) | $2,000 – $5,000 | $500 – $2,000 |
CPT/ADA Code: 96910
What Affects the Cost
- Brand-name vs. generic availability
- Insurance formulary tier placement
- Pharmacy choice (retail vs. mail-order vs. Costco)
- Manufacturer savings cards and coupons
- Dosage and quantity prescribed
- Geographic location
Insurance Coverage
Typical coverage: Medically necessary — covered for psoriasis, eczema, vitiligo, and other skin conditions
Most insurance plans use a tiered formulary: Tier 1 (generic) $0-$15 copay, Tier 2 (preferred brand) $25-$75, Tier 3 (non-preferred brand) $50-$150, Tier 4 (specialty) $100-$500+. Prior authorization may be required for certain medications. Step therapy may require trying cheaper alternatives first.
How to Save Money
- Always ask for generic when available — saves 50-90%
- Use GoodRx, RxSaver, or similar discount cards
- Costco pharmacy is open to non-members and often has lowest prices
- Mark Cuban's Cost Plus Drugs offers transparent low pricing
- Manufacturer patient assistance programs provide free medication to qualifying patients
- HSA/FSA funds can cover medication costs tax-free
Related Procedures & Costs
Frequently Asked Questions
Phototherapy costs $100 to $500 per session. A typical course requires 24-36 sessions over 8-12 weeks.
Yes, phototherapy is covered for medical conditions like psoriasis, eczema, and vitiligo. Home phototherapy units may also be covered with documentation.
Phototherapy clears or significantly improves psoriasis in about 75% of patients. It is one of the oldest and most effective treatments.