Last updated: March 2026
How Much Does Loratadine Rx (Claritin) Cost?
Without Insurance
$5 – $20
Average: $13
With Insurance
$0 – $5
Average: $3
Advertisement
Cost Breakdown by Type
| Type / Procedure | Without Insurance | With Insurance |
|---|---|---|
| 10mg Tablets OTC (30-day) | $5 – $15 | $0 – $5 |
| 5mg/5mL Syrup (pediatric) | $8 – $20 | $0 – $8 |
What Affects the Cost
- Brand-name vs. generic availability
- Insurance formulary tier placement
- Pharmacy choice (retail vs. mail-order vs. Costco)
- Manufacturer savings cards and coupons
- Dosage and quantity prescribed
- Geographic location
Insurance Coverage
Typical coverage: OTC; prescription rarely needed; some plans cover with Rx
Most insurance plans use a tiered formulary: Tier 1 (generic) $0-$15 copay, Tier 2 (preferred brand) $25-$75, Tier 3 (non-preferred brand) $50-$150, Tier 4 (specialty) $100-$500+. Prior authorization may be required for certain medications. Step therapy may require trying cheaper alternatives first.
Advertisement
How to Save Money
- Always ask for generic when available — saves 50-90%
- Use GoodRx, RxSaver, or similar discount cards
- Costco pharmacy is open to non-members and often has lowest prices
- Mark Cuban's Cost Plus Drugs offers transparent low pricing
- Manufacturer patient assistance programs provide free medication to qualifying patients
- HSA/FSA funds can cover medication costs tax-free
Related Procedures & Costs
Frequently Asked Questions
Generic loratadine costs $5 to $15/month OTC. It is one of the most affordable allergy medications available.
Loratadine causes less drowsiness than cetirizine. Both are effective for allergies. Individual response varies.
Yes, loratadine is approved for children 2 and older. The children's syrup formulation is flavored for easier dosing.
Disclaimer: Costs shown are estimates based on national averages and may vary by location, provider, and insurance plan. This information is for educational purposes only and is not medical advice. Consult your healthcare provider and insurance company for exact costs. Read full disclaimer.
Sources: FAIR Health Consumer, Healthcare Bluebook, CMS Medicare Fee Schedules, GoodRx, and published clinical pricing data. Last updated: 2026-03-15.