Last updated: March 2026
How Much Does Hip Replacement Surgery Cost?
Cost Breakdown by Type
| Type / Procedure | Without Insurance | With Insurance |
|---|---|---|
| Total Hip Replacement | $25,000 – $50,000 | $4,000 – $10,000 |
| Partial Hip Replacement | $20,000 – $40,000 | $3,000 – $8,000 |
| Anterior Approach Hip Replacement | $28,000 – $55,000 | $4,500 – $11,000 |
| Hip Resurfacing | $25,000 – $45,000 | $4,000 – $9,000 |
CPT/ADA Code: 27130
What Affects the Cost
- Brand-name vs. generic availability
- Insurance formulary tier placement
- Pharmacy choice (retail vs. mail-order vs. Costco)
- Manufacturer savings cards and coupons
- Dosage and quantity prescribed
- Geographic location
Insurance Coverage
Typical coverage: Medically necessary — covered after deductible; prior authorization often required
Most insurance plans use a tiered formulary: Tier 1 (generic) $0-$15 copay, Tier 2 (preferred brand) $25-$75, Tier 3 (non-preferred brand) $50-$150, Tier 4 (specialty) $100-$500+. Prior authorization may be required for certain medications. Step therapy may require trying cheaper alternatives first.
How to Save Money
- Always ask for generic when available — saves 50-90%
- Use GoodRx, RxSaver, or similar discount cards
- Costco pharmacy is open to non-members and often has lowest prices
- Mark Cuban's Cost Plus Drugs offers transparent low pricing
- Manufacturer patient assistance programs provide free medication to qualifying patients
- HSA/FSA funds can cover medication costs tax-free
Related Procedures & Costs
Frequently Asked Questions
Total hip replacement costs $25,000 to $50,000 without insurance. Anterior approach and robotic-assisted procedures may cost more.
Hip replacement surgery typically takes 1-2 hours. Most patients stay in the hospital for 1-2 days.
Modern hip replacements last 20-30 years on average. Over 95% of implants are still functioning well at 10 years.