Last updated: March 2026

How Much Does Heart Bypass Surgery (CABG) Cost?

Without Insurance
$50,000 – $200,000
Average: $125,000
With Insurance
$5,000 – $25,000
Average: $15,000
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Cost Breakdown by Type

Type / Procedure Without Insurance With Insurance
Single Bypass (CABG x1) $50,000 – $100,000 $5,000 – $15,000
Double Bypass (CABG x2) $60,000 – $130,000 $6,000 – $18,000
Triple Bypass (CABG x3) $80,000 – $170,000 $8,000 – $22,000
Quadruple Bypass (CABG x4) $100,000 – $200,000 $10,000 – $25,000

CPT/ADA Code: 33533

What Affects the Cost

  • Brand-name vs. generic availability
  • Insurance formulary tier placement
  • Pharmacy choice (retail vs. mail-order vs. Costco)
  • Manufacturer savings cards and coupons
  • Dosage and quantity prescribed
  • Geographic location

Insurance Coverage

Typical coverage: Medically necessary — covered after deductible; may hit out-of-pocket maximum

Most insurance plans use a tiered formulary: Tier 1 (generic) $0-$15 copay, Tier 2 (preferred brand) $25-$75, Tier 3 (non-preferred brand) $50-$150, Tier 4 (specialty) $100-$500+. Prior authorization may be required for certain medications. Step therapy may require trying cheaper alternatives first.

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How to Save Money

  • Always ask for generic when available — saves 50-90%
  • Use GoodRx, RxSaver, or similar discount cards
  • Costco pharmacy is open to non-members and often has lowest prices
  • Mark Cuban's Cost Plus Drugs offers transparent low pricing
  • Manufacturer patient assistance programs provide free medication to qualifying patients
  • HSA/FSA funds can cover medication costs tax-free

Related Procedures & Costs

Frequently Asked Questions

Heart bypass surgery costs $50,000 to $200,000 without insurance depending on the number of bypasses and length of hospital stay.

Hospital stay is 5-7 days. Full recovery takes 6-12 weeks. Cardiac rehabilitation is recommended for 3 months.

Yes, CABG is always covered as medically necessary. Most patients reach their out-of-pocket maximum, limiting total costs.

Disclaimer: Costs shown are estimates based on national averages and may vary by location, provider, and insurance plan. This information is for educational purposes only and is not medical advice. Consult your healthcare provider and insurance company for exact costs. Read full disclaimer.
Sources: FAIR Health Consumer, Healthcare Bluebook, CMS Medicare Fee Schedules, GoodRx, and published clinical pricing data. Last updated: 2026-03-15.