Last updated: March 2026

How Much Does Zirconia Crown Cost?

Without Insurance
$800 – $1,600
Average: $1,200
With Insurance
$200 – $650
Average: $425
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Cost Breakdown by Type

Type / Procedure Without Insurance With Insurance
Monolithic Zirconia Crown $800 – $1,400 $200 – $550
Layered Zirconia Crown $900 – $1,600 $250 – $650
Zirconia Crown on Implant $1,200 – $2,100 $400 – $850

CPT/ADA Code: D2740

What Affects the Cost

  • Geographic location (urban areas cost 20-40% more)
  • Dentist experience and specialization
  • Type of dental insurance plan (PPO vs HMO/DHMO)
  • Whether the procedure is classified as preventive, basic, or major
  • Lab and material costs
  • Number of teeth or surfaces involved

Insurance Coverage

Typical coverage: Major restorative — typically 50% after deductible

Most dental PPO plans have an annual maximum of $1,000-$2,500. Preventive care (cleanings, exams, X-rays) is typically covered at 100%. Basic procedures (fillings, simple extractions) at 70-80%. Major procedures (crowns, bridges, implants) at 50%. Many plans have a 6-12 month waiting period for major work.

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How to Save Money

  • Dental schools offer procedures at 50-70% discount
  • Dental discount plans save 20-50% for $80-$200/year
  • Ask about payment plans — many dentists offer CareCredit 0% financing
  • Community health centers provide sliding-scale pricing
  • Get quotes from 2-3 dentists in your area
  • Consider dental tourism for expensive procedures

Related Procedures & Costs

Frequently Asked Questions

Yes, zirconia is one of the strongest dental crown materials available. It resists chipping and cracking better than most ceramics, making it ideal for back teeth.

Modern zirconia crowns have improved translucency and can look very natural. Layered zirconia crowns offer the best aesthetics but cost more than monolithic versions.

Zirconia crowns can last 15-20 years or more. Their exceptional strength means they rarely fracture, even under heavy biting forces.

Disclaimer: Costs shown are estimates based on national averages and may vary by location, provider, and insurance plan. This information is for educational purposes only and is not medical advice. Consult your healthcare provider and insurance company for exact costs. Read full disclaimer.
Sources: FAIR Health Consumer, Healthcare Bluebook, CMS Medicare Fee Schedules, GoodRx, and published clinical pricing data. Last updated: 2026-03-15.