Last updated: March 2026
How Much Does Dental Crown Cost?
Cost Breakdown by Type
| Type / Procedure | Without Insurance | With Insurance |
|---|---|---|
| Porcelain (Ceramic) | $800 – $1,400 | $200 – $500 |
| Porcelain-Fused-to-Metal (PFM) | $800 – $1,200 | $200 – $400 |
| Gold Alloy | $1,000 – $2,500 | $300 – $800 |
| Zirconia | $1,000 – $2,000 | $300 – $700 |
| Temporary Crown | $200 – $500 | $50 – $150 |
CPT/ADA Code: D2740
What Affects the Cost
- Geographic location (urban areas cost 20-40% more)
- Dentist experience and specialization
- Type of dental insurance plan (PPO vs HMO/DHMO)
- Whether the procedure is classified as preventive, basic, or major
- Lab and material costs
- Number of teeth or surfaces involved
Insurance Coverage
Typical coverage: 50-80% after deductible (major restorative)
Most dental PPO plans have an annual maximum of $1,000-$2,500. Preventive care (cleanings, exams, X-rays) is typically covered at 100%. Basic procedures (fillings, simple extractions) at 70-80%. Major procedures (crowns, bridges, implants) at 50%. Many plans have a 6-12 month waiting period for major work.
How to Save Money
- Dental schools offer procedures at 50-70% discount
- Dental discount plans save 20-50% for $80-$200/year
- Ask about payment plans — many dentists offer CareCredit 0% financing
- Community health centers provide sliding-scale pricing
- Get quotes from 2-3 dentists in your area
- Consider dental tourism for expensive procedures
Related Procedures & Costs
Frequently Asked Questions
Most dental PPO plans cover 50-80% of the cost after your deductible. Crowns are classified as major restorative work. Most plans have a $1,000-$2,000 annual maximum, and some require a 6-12 month waiting period for major procedures.
A dental crown typically lasts 10-15 years with proper care. Gold and zirconia crowns can last 20+ years. Lifespan depends on oral hygiene, grinding habits, and the material used.
PFM (porcelain-fused-to-metal) crowns at $800-$1,200 are typically the most affordable permanent option. Dental schools offer crowns for $300-$600. Same-day CEREC crowns can also save money by eliminating lab fees.