Last updated: March 2026
How Much Does Porcelain-Fused-to-Metal Crown (PFM) Cost?
Cost Breakdown by Type
| Type / Procedure | Without Insurance | With Insurance |
|---|---|---|
| PFM Crown (Anterior) | $700 – $1,300 | $175 – $500 |
| PFM Crown (Posterior) | $750 – $1,400 | $200 – $550 |
| PFM Crown with Noble Metal | $900 – $1,600 | $250 – $650 |
CPT/ADA Code: D2752
What Affects the Cost
- Geographic location (urban areas cost 20-40% more)
- Dentist experience and specialization
- Type of dental insurance plan (PPO vs HMO/DHMO)
- Whether the procedure is classified as preventive, basic, or major
- Lab and material costs
- Number of teeth or surfaces involved
Insurance Coverage
Typical coverage: Major restorative — typically 50% after deductible
Most dental PPO plans have an annual maximum of $1,000-$2,500. Preventive care (cleanings, exams, X-rays) is typically covered at 100%. Basic procedures (fillings, simple extractions) at 70-80%. Major procedures (crowns, bridges, implants) at 50%. Many plans have a 6-12 month waiting period for major work.
How to Save Money
- Dental schools offer procedures at 50-70% discount
- Dental discount plans save 20-50% for $80-$200/year
- Ask about payment plans — many dentists offer CareCredit 0% financing
- Community health centers provide sliding-scale pricing
- Get quotes from 2-3 dentists in your area
- Consider dental tourism for expensive procedures
Related Procedures & Costs
Frequently Asked Questions
A PFM crown has a metal substructure covered with tooth-colored porcelain. It combines the strength of metal with the appearance of natural teeth.
PFM crowns look fairly natural but can show a dark metal line at the gum margin over time. All-ceramic options like E-Max or zirconia provide better aesthetics.
PFM crowns can last 15-20 years or more. The metal base provides excellent durability, though the porcelain layer may chip over time.