Last updated: March 2026
How Much Does Gold Dental Crown Cost?
Cost Breakdown by Type
| Type / Procedure | Without Insurance | With Insurance |
|---|---|---|
| Full Gold Crown | $1,000 – $2,500 | $300 – $800 |
| Gold Crown (High Noble) | $1,200 – $2,800 | $350 – $900 |
| Gold Onlay | $900 – $1,800 | $250 – $650 |
CPT/ADA Code: D2790
What Affects the Cost
- Geographic location (urban areas cost 20-40% more)
- Dentist experience and specialization
- Type of dental insurance plan (PPO vs HMO/DHMO)
- Whether the procedure is classified as preventive, basic, or major
- Lab and material costs
- Number of teeth or surfaces involved
Insurance Coverage
Typical coverage: Major restorative — typically 50% after deductible
Most dental PPO plans have an annual maximum of $1,000-$2,500. Preventive care (cleanings, exams, X-rays) is typically covered at 100%. Basic procedures (fillings, simple extractions) at 70-80%. Major procedures (crowns, bridges, implants) at 50%. Many plans have a 6-12 month waiting period for major work.
How to Save Money
- Dental schools offer procedures at 50-70% discount
- Dental discount plans save 20-50% for $80-$200/year
- Ask about payment plans — many dentists offer CareCredit 0% financing
- Community health centers provide sliding-scale pricing
- Get quotes from 2-3 dentists in your area
- Consider dental tourism for expensive procedures
Related Procedures & Costs
Frequently Asked Questions
Gold crowns cost more due to the price of gold alloy material. The cost fluctuates with the gold market. However, they are among the most durable crown types available.
Yes, gold crowns remain popular for back molars because they are exceptionally durable, gentle on opposing teeth, and can last 20-40 years.
Most insurance covers gold crowns under major restorative benefits at around 50%. Some plans may limit coverage to the cost of a base metal crown.